There are many options to choose the best home improvements credit card. The Home Depot Consumer Credit Card is one option, as is the Lowe's Choice Card. There are limitations to both cards such as no intro APR and deferred interest. These cards are not eligible for rewards programs.
Citi Custom Cash
Citi Custom Cash credit cards offer solid rewards and huge savings potential. There are some caveats to be aware of. The card has a spending limit of $500 per billing cycle. This means that you will need to plan your purchases carefully in order to receive the most cash back. The card doesn't offer any bonus cash back for other purchases, except groceries.
Bank of America Customized Cash Rewards
Bank of America offers a variety of credit cards that offer home improvement rewards. The Customized Rewards Card by Bank of America offers great rewards and comes with no annual fee. You can earn anywhere from 25 percent to seventy five percent on all your purchases with this card. You can use it for home improvement, dining, groceries, gas and more. You can choose to spend a fixed amount each month on groceries, gas, or home improvement. There is no maximum spending limit.
Lowe's Advantage card
Lowe's Advantage Card could be the right choice for you if your home needs some improvement. You can get a discount of 5 percent for eligible purchases and it is completely free with no annual fees. Promo financing can be obtained for major renovation projects. Home Depot is a popular choice for many people. But, the rewards program at 5 percent makes it a popular choice. You might also consider the Lowe's card benefits.
Lowe's Consumer Credit Card
The Lowe's Consumer Credit Card offers a great option for home improvements. This card provides a 5% discount for all eligible purchases. The discount is given instantly and is not calculated using points. Even if you don’t use the card often, this card can provide amazing savings.
Discover It Cashback Card
Considering the low annual fee and rewards program of the Discover It Cash Back Card, this is a strong option. The card offers 0% APR on purchases and balance transfers for the first year. For purchases in certain categories (e.g. groceries or restaurants), you may earn as high as 5% cashback. The Discover Card also offers cashback and matches the cash you earn within the first year.
Citi Double-Cash Card
Citi Double Cash Card is the best card for home improvements because of the amazing rewards it offers. Get 1% back for your purchases and 2.2% back when your balance is paid. It also offers you more rewards than any other card, including travel and merchandise.