You will be able to easily track your spending, and take control of your money with the Wells Fargo card. These benefits come with multiple layers of protection, making it easy to avoid overspending. You must meet certain credit requirements to be approved for the card. In addition, there are no rewards points or cash rewards, and there are no future grace periods.
There is no annual fee
No annual fee credit cards are available from wellsfargo.com, but you need to be careful before applying. Many have very strict terms. One example is that you might have to maintain a minimum credit limit of 30% or reduce your monthly payments. Your credit score may be affected if you don't comply. Check your credit score to be sure you get approved before you apply.
Wells Fargo offers many types of credit cards that can be used by individuals or businesses. Each type of credit card offers different rewards and benefits. If you're looking for an appealing option that won't drain the bank account, no annual fee credit card from this bank is a good choice.
Unlimited cashback
Unlimited cash back on Wells Fargo credit card is one of the most popular offers in the rewards credit card industry. The cashback rate can be the exact same on all purchases or can vary from card-to-card. You can find out the specific cash back rate on your monthly statement or on the carrier's website. It is a good idea also to look at the Consumer Financial Protection Bureau’s list of credit card agreements.
Unlimited Cash Card is a great card from Wells Fargo because it does not have any rewards category restrictions. Points can be redeemed in cash, gift card, or merchandise. This program has some limitations. These include wire transfers, cash advances, balance transfers and cash advances. There are also lottery tickets and prepaid gifts cards.
Travel points/miles
Earning travel points/miles with Wells Fargo credit cards is relatively easy. These points are redeemable for gift cards, airfare, and many other items. Every point is worth 1 cent. You can use these points to pay everything, from car rentals to vacations. The points can be used to pay down eligible loans, purchase gift cards, or bid on online auctions.
You can redeem travel points/miles with your Wells Fargo credit cards through an online account. Each Wells Fargopoint is worth one penny and you can use them for anything, including hotel stays or airline tickets. Your Wells Fargo Points can be used to transfer into other programs such as Chase Ultimate Rewards.
Multi-purpose reward
The Wells Fargo Multipurpose Rewards Credit Card is a great option for consumers who want to maximize their credit card rewards. This card has a variety of rewards programs and comes with no annual fee. The Active Cash(r), card earns unlimited cashback on purchases. There are no earning caps or rotating categories. It is part Of the Wells Fargo Rewards Program and allows you to redeem rewards for cash, gift cards, or travel bookings.
It's easy to use, comes with a large welcome bonus and offers introductory deals to encourage you to spend more. Bilt Mastercard is free of annual fees and allows you to transfer points to hotels and airlines. The Bilt Rewards program has 14 partners. The benefits include points towards a downpayment, classes in fitness, and merchandise. However, the Wells Fargo Reflectcard has an extremely long introductory rate.