If you're considering getting a new credit card, you should consider a rewards card. Rewards credit cards can offer additional benefits and earning potential. These cards can be very valuable if the card is used for large purchases. To be approved for these cards, you need to know your credit history.
Capital One Savor Rewards card
The Capital One Savor rewards card offers high rewards rates on dining and entertainment. The card comes with a $300 cash bonus if you spend $3,000 in three month. You also get no foreign transaction fee and a host travel benefits like free 24-hour emergency support and travel accident coverage.
Capital One Savor rewards card makes a great choice, especially for people with excellent credit. You can get unlimited cash back up to 4% on entertainment and dining purchases. The card also offers 3% cashback for groceries and streaming. The card also offers no foreign transaction fees and solid protection for your shopping. It can also be easily redeemed.
Citi Premier Card
Citi Premier Card offers a variety of rewards cards that allow you to earn points for travel, gift cards, merchandise, and gift cards. It offers three points per dollar on most categories, which is a great rewards rate. The card comes with a $100 hotel reward and no foreign transaction fee.
However, the card's perks can be quite modest. It doesn't offer lounge access or perks such as priority boarding. Other travel benefits include access to Mastercard Luxury Hotels and Resorts and lounge access. For every three Lyft rides taken, cardholders receive a $5 credit. Additionally, cardholders can get three months of free DashPass membership which allows them to save money on cab rides. ShopRunner memberships are also free and worth $79 offer free 2-day shipping to hundreds.
Chase Sapphire Reserve
Chase Sapphire Reserve is a premium credit card that offers many perks. First, it allows you to transfer your points to participating airlines. This applies to airlines such as Emirates Skywards, Air Canada Aeroplan, and others. Points can also be used to buy gift cards or merchandise. This card also features a unique feature, which allows you to transfer points from one loyalty program to another. Chase Sapphire Reserve allows you to transfer points at a 1:1 ratio to other loyalty programs. Transfer your points to certain partner airlines for as little 1.5 cents each.
Another notable feature of this credit card is that it has a higher earning structure than its Sapphire Preferred counterpart. Chase Sapphire Reserve is a credit card that offers more points per dollar than its Sapphire Preferred counterpart. In addition to this, you can transfer your points to a variety of travel partners and earn elite credit.
American Express Cash Back Card
The American Express cash back card is a great way to earn rewards for everyday purchases. Blue Cash Everyday (r) Card comes with a $95 annual charge, but you will receive more than 1% in cash rewards. You can earn up to $250 cash back per six months if you use your credit card frequently. Cardholders with 700+ credit rating who use their card for groceries and gas purchases are best.
Because they provide tangible benefits, cash back credit cards are very popular. Cash back credit cards can be used at restaurants to earn cash that you can deposit into your account. This makes them more attractive than travel rewards cards or gas credit cards. Cash back cards may not be the same for everyone. Some cards offer cash back on all purchases while others offer higher rates for specific categories. Many cards offer cash back rates that are higher for those who earn the most in each quarter.