There are many rewards programs for people with good credit who are looking for credit cards. You may want to consider a reward card with purchase protection if you are someone who travels often or needs additional insurance for cars they rent. Concierge services can be a great option to make your travel easier. Before you decide on which reward card to apply for it's important that you understand all the benefits.
Capital One Venture Rewards Credit Card
Capital One Venture rewards credit card offers you more than average rewards and is the best choice for you if you are looking to get a credit card. This card comes with an annual fee of $95 and offers up to four thousand miles per year, after you spend at least $4,000 a month and make at least two trips a year. You can also redeem your rewards easily and Capital One Venture is expanding its network of transfer partners.
Additionally, the card offers travel benefits such as an annual fee credit of $100 towards TSA Precheck or global entry every four years. Additionally, the card comes with a 75,000-mile sign-up bonus that doubles your card's value in the first year. Important to note, this bonus is only one of the benefits.
American Express Gold Card
If you are looking for rewards from your everyday purchases, the American Express gold card for outstanding credit is a great option. You will earn different rewards depending on how the card is used and how much you spend each year. There are many benefits that make this card a good choice for people who like to spend more each year.
Annual fees for this card are $250. This fee must be paid at the time you open the card. You can use it on up to five cards at once, but the fee goes up to $350 each for additional cards. It is important to note that the annual fee is payable in advance, and you must pay it each year when you first open the account.
Citi Simplicity Card
Citi Simplicity Card can be a good choice if credit is good. This card has a low interest rate, and offers balance transfer privileges for 21 months at 0%. The $5 balance transfer fee on this card is still lower than the standard 5.5%. It is not the best card for those who value rewards and wish to build credit.
Citi Simplicity Card: This card offers 2% cashback. You can apply for it even if you have excellent or great credit. And the rewards program is very straightforward. The rewards program offers 2% cashback for all purchases. There is no cap on earning, no categories, and no rules. This card is the best reward credit card for people with good credit.
Chase Sapphire Preferred(r) Card
The Chase Sapphire Preferred Credit Card could be the right card for you if you are a frequent shopper. This card comes with flexible rewards, a large signup bonus and generous signup bonuses. Double points are available for purchases made at hotels, airlines, or travel services. A 1-to-1 point transfer rate is available with partner hotels or airlines.
Chase Ultimate Rewards points can be used to redeem for travel or gift cards with the Chase Sapphire Preferred Credit Card. Points can be transferred 1:1 to the top airline and hotel partners. Additional bonus 25% is given to points that can be used for statement credits. Other benefits and security are also offered by the card.
J.P. Morgan Reserve Card
You may be eligible to apply for a J.P. Morgan Reserve Card, if you have outstanding credit. The card offers a number of benefits including no annual fees and great rewards. While not all people can apply for the Reserve Card, those with exceptional credit may want to consider it if they are financially stable.
The Reserve Card is made out of palladium. It is worth $1,400 per ounce. Roadside assistance can be obtained for free. It also costs only 27g. Additionally, you get $300 annually in travel credit.