There are many options to help you decide which Citibank card is right for your needs. You will often find the best options with no annual fees. These companies offer 0% APR for the first year and waive any annual fees. It doesn't matter if you are looking to make new purchases, or just transfer your balances, the introductory period at 0% APR is a huge benefit.
Citi ThankYou (r) Preferred card
Citi ThankYou(r), a Preferred Card, offers double rewards on dining, theater and sports events. The rewards rate for everyday spending is not as high as the Citi ThankYou(r) Preferred Card. You may need to compare your options before you sign up for this card.
Citi offers many types of credit cards, which appeal to all types of people. There are airline credit cards, flexible points, and cash back cards, and some even offer 0% APR promotions. However, each card has its own application requirements, so you must be aware of the terms and conditions before applying. Some banks won't allow people who have received a signup bonus from another bank or have closed credit cards in the past.
Citi ThankYou Rewards Program is very similar to other credit card loyalty programs. ThankYou points can be used to redeem for gift cards, travel credits, and statement credits. If you spend $2 on coffee you'll receive 10 ThankYou point, and $12 on a meal you'll earn you twenty. Citi ThankYou(r), the Preferred card, has an interesting feature. ThankYou points can either be used for a check (or statement credit) at the end o f the month.
Citi Double Cash
Citi Double Cash creditcard offers multiple rewards for a variety shopping transactions. Generally, it requires a minimum balance of $25 to redeem your cash back rewards. Paying your balance in full each month is the best way to maximize your rewards. Otherwise, your rewards will expire after 12 months.
The card also offers a 0% APR balance transfer option. A fee will be charged, but this is minimal in comparison to the interest savings. After spending $1500 in the first six-months, you will receive a $200 cashback reward. While this isn't the highest cash-back credit card, it has a few benefits that other cards don't offer.
First, the Double Cash card rewards good financial habits by rewarding you for paying your bills on time. This card is great for those new to cashback reward cards. Another benefit is the flat-rate APR, making it an ideal option for those who only carry one credit card. This card can be used in conjunction with other cards.
Citi Prestige
Citi Prestige credit cards are a great choice for frequent travelers who desire to enjoy the luxury of travel. You get 5 points for every dollar you spend on eligible air travel, and 3 points for every dollar you spend on hotels. Foreign transaction fees are not charged by the card. You also have access to over 400 airport lounges throughout the world.
As an added bonus, the Citi Prestige Card comes with a complimentary Priority Pass Select membership, which gives you access to over 1,200 airport lounges worldwide. However, the benefit is only valid for 2 nights per year. It is possible to use the benefit twice in a single year. This could help you save significant money on your hotel stays.
Citi Prestige creditcard also offers an intro balance transfer. This allows you to take advantage of the 2% cashback. Access to discounted dining and entertainment in 95 international countries is also possible.