There are several ways to decide which Citibank credit card is right for you. There are many options available that come with no annual fee. You can also get a 0% APR introductory period and no annual fees the first year. You can get a great deal whether you plan to buy new items or transfer existing balances.
Citi ThankYou(r), Prreferred Card
Citi ThankYou(r), Preferred Card provides double rewards for dining out, theatre, and sporting events. The card does not offer a high rewards rate for everyday purchases. It is possible to compare different cards before signing up.
Citi offers various types of credit cards that will appeal to different consumer groups. There are flexible points cards, airline credit cards and cash back cards. Some cards even offer 0% APR promotional offers. Each card has its own application process so be sure to read the conditions before you apply. Some of them don't accept people who have signed up for a sign-up bonus with another bank, or those who have closed a credit card before.
Citi ThankYou rewards program has many similarities to credit card loyalty plans. ThankYou points can then be redeemed by cardholders to purchase gifts, trips or credit for statements. Spend $2 on coffee and you will get 10 ThankYou Points. A $12 meal earns you 20 points. Citi ThankYou(r), the Preferred card, has an interesting feature. ThankYou points can either be used for a check (or statement credit) at the end o f the month.
Citi Double Cash
Citi Double Cash credit card offers many rewards for different purchases. Redeeming cash back rewards requires that you maintain a minimum balance at $25. You can maximize your rewards by paying your monthly balance in full. Otherwise, your rewards expire after twelve months.
The card offers balance transfer at 0% APR. There will be a fee but it is not as high as the interest savings. In addition, the card offers a $200 cash back reward after spending $1,500 in the first six months. It isn't the best cash-back credit card but it does have some advantages that other cards don’t.
First, the Double Cash credit card rewards financial responsibility by rewarding timely payments. This is a great choice for anyone who is new to cashback rewards cards. This card is also ideal for people with one credit-card. This card can also be used with other cards.
Citi Prestige
Citi Prestige credit card offers luxury travel benefits and is a great option. It provides frequent travelers with a host of perks including 5 points per $ spent on eligible flights and 3 points per $ spent in hotels. Foreign transaction fees are not charged by the card. Access to over 400 airport lounges around the world is also possible.
Citi Prestige Card includes a complimentary Priority Pass Select membership. This allows you to access over 1,200 airport lounges across the globe. This benefit is only valid for two nights each year. If you can use it twice in a year, it could help you save a lot of money on hotel stays and even offset the annual fee of $495.
Citi Prestige credit card offers an intro balance transfer offer. This card allows you to get 2% cash back. You'll also be able to enjoy discounts on entertainment and dining in 95 countries.