There are several credit cards available for people with good credit. Some cards have an annual fee, which can make them more costly, while others are completely free. People with good to excellent credit will typically get the best interest rate. A card with rewards is also a good option. These rewards can be well worth the annual fee, or you can add them to your card for additional benefits.
Wells Fargo Active Cash
The Wells Fargo Active Cash credit cards may be the right choice for you if you are looking for a creditcard with generous rewards programs. You get a $0 annual fee, and you can earn unlimited rewards on all purchases. It also offers many unique features. You can use your cash rewards to purchase gift cards, merchandise, or statement credits. Moreover, you can also redeem your cash rewards through Wells Fargo ATMs. It also allows you to deposit directly into your bank account. You don't need a large initial investment and there's no annual fee.
The Wells Fargo Active Cash card is a Visa Signature Product. This card is accepted by nearly all merchants. It does however come with a foreign transaction fee of 3%. This card is still an excellent option for domestic trips, and it comes with a 3% foreign transaction fee. You can ask Wells Fargo for a higher credit limit if you have good credit. Also, the card offers bonus cash.
Capital One SavorOne Cash Rewards for Good Credit
The Capital One SavorOne cash Rewards credit card offers many benefits for those with good credit. It can earn you unlimited cash back on dining out and other purchases. As long as you have a credit score of seven hundred or higher, you should be able to qualify for this card.
Capital One SavorOne Rewards credit card offers a cash back rate of 4.4%. This card also comes with a $95 annual fees and a $200 early-spend bonus. Capital One Travel also offers a 5% cash back bonus on purchases made with the card. Vivid Seats offers 8% cashback, which is another benefit. In addition, it offers 1% cash back on all other purchases.
Capital One SavorOne Cash rewards credit card also offers no annual fees and excellent cash back rates for food, entertainment, and grocery shop. This card does not have an annual fee and offers great rewards for dining out, streaming and entertainment services.
Chase Freedom Unlimited
Chase Freedom Unlimited is an excellent choice for those with good credit who are looking for a cash-back credit card. It is free of annual fees and has a 0% introductory rate for 15-months. It also offers purchase protection which protects your new purchases for 120 calendar days from the date of purchase. This protection is available for up to $500 per claim, and $50,000 per account.
Chase Freedom Unlimited is a cash-back credit card that offers flexible redemption options. Cashback is not subject to a minimum redemption and points can be used for gift cards as well as cash back. Your point value can change depending on the method you use to redeem them.
Chase Freedom Unlimited could be the best option for those with good credit who are looking for a credit card that offers cash back. The rewards program offers a rewarding experience and includes Lyft ride rewards and dining at restaurants. Chase Ultimate Rewards offers the Chase Freedom Unlimited without an annual fee.