If you are a college student, you must prove that you have the financial means to pay your minimum credit card bill. This is a requirement that you have assets or an independent income. If you don't have any credit, or if your credit is not good, credit cards for students may be an option. They are designed to build credit and help you do so by offering the Capital One Platinum Secured Card Credit Card. You can also have a relative with a strong payment history add you to your authorized user list. This will improve your credit score by adding you to the authorized user list.
Discover it Student Cash Back
If you're in school or working at a job, you can apply for the Discover it Student Cash Back credit card online. You can get 5% cashback on select categories. You can personalize the card by choosing either an animal design (or a cassette tape). The cash back rate is variable depending on the categories you spend the most on.
The Discover it Student Cash Back credit card is one of the most rewarding student cards on the market. It offers cash rewards, low interest rates and a low fee per year. The terms and interface of this card are also very user-friendly.
Capital One Journey Student Rewards
The Capital One Journey Student Rewards credit card for students offers cash back rewards on purchases. You can earn one cent for every dollar spent and an additional 0.25% for on-time payments. If you reach certain thresholds, your points can be used to redeem for a statement credit or a check.
Capital One Journey Student Rewards cards include an automatic credit-line review. The review starts six months after your account is opened. This review automatically increases your credit line over time. This will ensure that you don't have to worry about getting too or too little credit in the future. Capital One also offers a free credit monitoring program called CreditWise. This service notifies you of any changes to your TransUnion credit report, and allows you to easily monitor your credit score.
Discover it Student credit card
The Discover It Student Credit Card can be a great way to start building a credit history while in college. There are many benefits to the card, including no annual fee and no minimum credit score. There are also no foreign transaction fees and late payment fees. It has an excellent rewards programme.
Its cash back program is great for students, since it allows you to earn cash back for purchases at select locations. For qualifying purchases, you could earn as much as 10% cash back. The card has no annual fees and Discover matches cash back earned within the first year. An additional $20 statement credit is also available.
Discover it Secured Card for Students
When you're in school, you may want a student credit card that has no annual fee and plenty of rewards. Discover it Student Secured Card may be able to provide this. This card allows you to get 2% cash back for gas and 1% for all other purchases. Moreover, the card comes with a cash back match, so the company will match your cash back after the first year of use. These rewards are very generous and can be used to pay for books or tuition.
The Discover it Secured card offers a great balance transfer feature. Transfer your balance to an unsecure card without affecting the secured card. You can do it by activating a smartphone app free of charge. However, you should be aware of its high APR and hefty security deposit. You should not apply if you are unable or unwilling to pay your bills on time.
Discover it Student Visa
The Discover it Student Visa credit cards are available to students. This card provides a number of benefits to students, including unlimited cashback for the first year. This card is great for people who don’t use credit cards as often but want to improve their credit score.
This credit card does not have an annual fee and gives cash back on eligible purchases. This card offers 5% cashback on eligible purchases. Additionally, the first year you receive a grade of "B" or higher, you'll get a $20 statement credit. Discover Deals offer double cashback and 2% cashback elsewhere.