The best low-interest credit card offers both low interest rates as well as a low introductory interest. You have the options of the Visa(r), Titanium Signature Reward Card, Wells Fargo Reflect, or the BankAmericard Card for Students. Each card offers a 0% introductory rate.
Capital One is the best low-interest credit card
Capital One is a company offering many different types credit cards. Its credit card options are suitable for those who have a lower interest rate budget. The majority of them offer an introductory period with 0% APR. This means that you can repay your debts quickly and without incurring interest fees. Capital One offers a variety of co-branded credit and debit cards. These cards typically offer rewards for spending in partnership companies.
Wells Fargo Reflect
The Wells Fargo Reflect (r) credit card offers 0% interest on new purchases and balance transfers for a minimum of three months. The card is not a rewards card, so it may not be the best card for people who spend a lot of money but aren't interested in rewards. You will get a long break in interest, which is great if you are paying off credit card debt. It can be used as your primary or secondary card - the choice is entirely up to you.
Visa(r), Titanium Signature Rewards Card
The Visa(r) Titanium Signature Rewards Card is a good low interest credit card option if you want a low ongoing interest rate and a generous rewards program. Andrews Federal Credit Union issues this card. It has no annual fees and you get a 10000 point signup bonus when you transfer a balance to it. This card has no foreign transaction fees and no minimum balance transfer charge.
BankAmericard(r) Credit Card for Students
BankAmericard(r), a credit card offering low interest rates and the ability to pay off your balance every month in full, is a great choice. There are no fees for balance transfers, and you won't be charged an additional APR for late payments. It also features a free FICO(r) score, an increasingly common perk in the credit card industry. This score is automatically updated with each billing cycle. You can access it through the BankAmericard Online Banking Portal or via the mobile App.
Bank of America Travel Rewards
The Bank of America Travel Rewards low interest credit card offers a great welcome bonus, and has no annual fee. It's rated as one of the best-rated cards and boasts a solid rewards program. It may not be the right choice for you if you don't plan on traveling often.
Citi Diamond Preferred Card
Citi Diamond Preferred Card, which is available at no annual fee, is a great option if you are looking for low interest cards. This card offers 0% introductory APR on purchases for the first four months. The introductory period allows you to make interest-free purchases up to $5,000. This is a tremendous benefit for big purchases.