A credit card that has low interest rates and offers a low introductory rate is best. The Visa(r) Titanium Signature Rewards Card and Wells Fargo Reflect are some of the top options. Each card offers a 0% introductory rate.
Capital One is the best low-interest credit card
Capital One offers many different types and varieties of credit cards. Its credit cards can be used by people with a limited budget. Many of these cards offer an introductory period at 0% APR. This allows you to pay down your debts without any interest fees. Capital One offers several co-branded credit cards. These cards usually give rewards for spending at partner companies.
Wells Fargo Reflect
The Wells Fargo Reflect credit card (r) offers 0% interest for new purchases and balance transfers, with a minimum of 3 months. This card is not a reward card so it might not be the right card for those who spend a lot but don't want to earn rewards. You will get a long break in interest, which is great if you are paying off credit card debt. It can be used as your primary or secondary card - the choice is entirely up to you.
Visa(r), Titanium Signature Benefits Card
Visa(r), Titanium Signature Reward Card can be a great option for low interest credit cards. Andrews Federal Credit Union issues this card. It has no annual fees and you get a 10000 point signup bonus when you transfer a balance to it. This card has no foreign transaction fees and no minimum balance transfer charge.
Students: BankAmericard(r), Credit Card
The BankAmericard(r), Credit Card is an excellent choice if you are looking for a card that has a low interest rate and allows you to pay your balance off in full each month. It doesn't charge any fees to balance transfer, and it doesn’t automatically raise your APR if there are late payments. The card also comes with a free FICO (r) score. This is becoming an increasingly popular perk in the credit cards industry. This score is updated every billing cycle and can be accessed through the BankAmericard online banking portal or the mobile app.
Bank of America Travel Rewards
Bank of America Travel Reward low interest credit cards offer a great welcome package and have no annual fees. It also offers a solid rewards system and is rated highly among its peers. Consumers should remember that this card may not be the best option for them if they don't intend to travel frequently.
Citi Diamond Prreferred Card
Citi Diamond Preferred Card is an excellent option for those looking for a low rate card with no annual cost. This card offers 0% introductory APR on purchases for the first four months. The introductory period allows you to make interest-free purchases up to $5,000. This is an excellent benefit for large purchases.