If you're looking for a credit card with cash back rewards, there are three great options to consider. These cards can earn you 1.67% back on groceries, 2% back for gas, and 4% on your everyday expenses. These cards can be used easily and do not require an annual fee. However they will require a good credit rating.
Get 1.67% Cash Back
The Fifth Third Simply BusinessTM Card allows you to earn 1.67% cashback on all balance transfers and purchases for the first 12 billing cycles. Fifth Third customers who have a Fifth Third bank account will love this card. There is no earning cap and no rotating category. You will be able earn as much as possible. Additionally, you can take advantage of interest-free financing to purchase and transfer balances. This can help you save money and time.
Fifth Third Bank has a new card, the Cash/Back creditcard. The card provides 1.67% cashback and is contactless. The card also allows you to travel with Mastercard. There are no foreign transaction charges. Fifth Third Mobile Banking allows you to manage the card. The card's annual fee is $9 and there are no rotating categories.
Enjoy 2% cash back when you shop at the grocery store
Chase Freedom Unlimited Credit Card is an excellent choice for those who want to make extra money at the grocery shop. The card earns 2% in grocery stores and restaurants, plus 1% cashback for all other purchases. The card does not have an annual fee and has no minimum redemption requirements.
This credit card also earns 1% back on gas and other purchases. Blue Cash Preferred allows you to earn double cash back on groceries, but you need to spend at minimum $3167 per year in order to qualify for this bonus. While a cash-back card can boost your earnings, the choice of the right card will depend on your spending habits and limit. If you spend most of the money at grocery stores, a flat rate card like Citi Double Cash Card could be a better choice.
You should look at the merchant category when choosing a credit card. This will ensure that you get 2% cashback on your grocery store purchases. You have the option of cashback credit cards or those that award miles or points. If you have a hard time choosing between cashback and points cards, you may want to consider a card with an annual fee.
Gasoline earns you 4% cashback
Many credit card rewards programs offer gas purchase discounts at generous cashback rates. This does not necessarily mean that gas purchases will always be in the highest reward category. Some cards only offer 2% back on gas, and some offer even lower rewards. You can earn 4% cashback on gas with a general-purpose rewards credit cards. These cards can be used to earn cash back on gas from any retailer. They also don't have location or brand restrictions. Choosing the right gas credit card will depend on your personal situation and spending habits.
One of the best cash-back credit cards for gas purchases is the Hilton Honors Card. This credit card costs $95, and earns three points for every dollar that you spend at supermarkets or gas stations. Your cash can be redeemed for a statement credit (or a deposit to your bank account), or a check. Some cards also let you redeem your cash back for merchandise or gift cards.