Petal is an affordable credit card option that won't break your bank. Petal offers 1% cashback on purchases and no annual fees. This will allow you to save money and still have access to 24/7 customer service. Petal cards are open to everyone, even those without credit history. It doesn't even require you to have a credit history.
Petal 2 offers Cash Back of 1%
Petal's Visa Credit Card with Cash Back, No Fees may sound idyllic, but it's not. Petal 2 Card conducts a hard/soft pull during the approval process. If you do not have a credit rating, you will not be approved for this credit. You can apply for this card as long your legal U.S. residency is met. You can then use the card anywhere Visa credit cards will be accepted.
Petal 2 is a fantastic card for anyone looking to improve their credit score and receive rewards. You will receive a reward for timely payments and no annual fees. Petal 2 does away with the need for a security investment, unlike other credit-building cards. People with bad credit or bankruptcy in the past 48 months are also not eligible. The good thing about the Petal 2 cards is that they have no fees. This card can earn you cash rewards as well as statement credits, and there is no credit check.
Petal 1 requires no credit history
You may be interested in Petal 1 if you don't have credit history or any credit. This new type of credit card is made for consumers with average credit, new to the credit market, and those trying to rebuild their credit. Petal is free of charge and a great option for students seeking a credit card. Although the credit card doesn't offer much flexibility, there is a low annual cost and many other features that might be of interest to you.
This card comes with a high maximum APR and no cash back. However, it does not charge a late fee. There are also no international fees. You can get a credit limit of $5,000. You don't have to pay foreign transaction fees. There is also no annual or monthly fee. Petal is a good choice if your credit history is not great. But it may not be the best choice for you. If you have bad credit or no history, the Petal 1 Visa card may be right for you. You should use it responsibly.
Petal 2 offers no annual fee
Petal 2 card offers cash back rewards and you can get it for every purchase. On-time payments earn you 1.25% cashback for all purchases. At select merchants, you can earn up to 10% back. There is no annual fee and you won't need to worry too much about the minimum monthly payment. Petal 2 has a mobile application that allows you search for merchants offering better reward rates.
Petal is an excellent card for those with bad credit or poor credit histories. This card uses a proprietary scoring system called Cash Score to determine whether you have a good enough credit score for approval. The system also looks at your banking history. This is often the most important reason for low credit scores. Petal will ensure that your score is not affected by high credit utilization or debt.
Petal offers 24-hour customer service
Petal is the best when it comes payment. Their 24 hour customer service is what really makes Petal stand apart. If you have a problem with your account, you can contact customer support through the app anytime. The app also allows you to view the offers and list of merchants that are participating. Petal may have a different payment cut-off time depending on your location. You can also turn off notifications, which may affect your experience. Customers can also call us for assistance if they aren't sure if they can pay with the accounts.
Petal offers 24 hour customer support, and its main product is a credit card. Their qualification process is based primarily on the users' digital records. It takes into account their monthly incomes and expenses. Petal offers different products to different customers because these metrics are essential in determining the person's eligibility for a card. Responsible people will appreciate the lower interest rates offered by Petal's introductory products.